Welcome to the Koinonia Fund, an ethically invested KiwiSaver scheme for the Christian community in New Zealand.

KOINONIA is the anglicisation of a Greek word that means partnership or fellowship. The word is used frequently in the New Testament of the Bible to describe the relationship within the early Christian church. The essential meaning of koinonia embraces concepts conveyed in the English terms fellowship, association, community, communion, joint participation, and sharing.

KiwiSaver is a voluntary work based savings initiative to help New Zealanders with long term retirement savings.

The Anglican Church in Aotearoa, New Zealand and Polynesia and the Trustees offer the Koinonia Fund as a further extension of the Anglican Church’s service to Christians and Christian organisations. Membership is offered to:

• employees of organisations whose primary activities are, in the Trustees’ opinion, Christian mission or ministry; and


• other persons who the Trustees consider serve their Christian church in a particular way, or who have otherwise expressed a commitment to Christian activity and/or outreach;

and members of those employees’ or other persons’ immediate families.

The Koinonia Fund is operated by The New Zealand Anglican Church Pension Board, which has more than 30 years of superannuation experience.

DECLARED RATES

	12.5% PIR	21% PIR	30% PIR
Growth	2.70%	2.00%	1.70%
Balanced	3.50%	3.10%	2.60%
Conservative	3.90%	3.00%	2.70%

	10.5% PIR	17.5% PIR	28% PIR
Growth	11.80%	11.50%	11.20%
Balanced	8.70%	8.50%	8.20%
Conservative	5.10%	4.70%	4.40%

INTERIM RATES

	10.5% PIR	17.5% PIR	28% PIR
Growth	-7.10%	-7.30%	-7.50%
Balanced	-4.00%	-4.10%	-4.40%
Conservative	-0.90%	-1.00%	-1.20%