The Koinonia Fund offers members three investment pool options. They are outlined below. Members can choose to put their funds in any or all pools as long as the percentages add up to 100%
Conservative Pool
- The Conservative Pool is intended to be the least volatile option.
- The benchmark portfolio for the Conservative Pool is 80% income
assets and 20% growth assets.
| Koinonia Conservative Pool |
| Investment Strategy | This pool invests mainly in Cash and Fixed
Interest investments, with a small exposure
to growth assets such as Shares and Listed
Property. |  |
| Suited to | It may appeal to members who are close to
retirement (and who consider they may not
have time to ride out investment highs and
lows) or who are more risk averse and feel
uncomfortable investing in a portfolio which
invests more in shares. |
| Risk profile | Low |
Balanced Pool
- The Balanced Pool is intended to suit the needs of most members.
- The benchmark portfolio for the Balanced Pool is 50% income
assets and 50% growth assets.
| Koinonia Balanced Pool |
| Investment Strategy | This pool has a moderate exposure in Cash
and Fixed Interest investments, and a moderate
exposure to growth assets such as Shares,
Listed Property and Alternative Assets. |  |
| Suited to | It should suit investors willing to accept a
medium degree of risk to pursue long term
growth. |
| Risk profile | Medium |
Growth Pool
- The benchmark portfolio for the Growth Pool is 25% income
assets and 75% growth assets.
| Koinonia Growth Pool |
| Investment Strategy | This pool invests mainly in growth assets such
as Shares, Listed Property and Alternative
Assets, with a small exposure to Fixed
Interest and Cash. |  |
| Suited to | It is designed to suit members who have a long term investment horizon or who are less
risk averse and are prepared for significant
fluctuations in returns over the short to medium
term. |
| Risk profile | Medium - High |
